Stop Donating Your Salary. Start Reclaiming Your Relief.

HMRC won’t prompt you to claim what’s yours. Use our professional templates and scouting guides to secure the full 40% relief you are legally owed.

The Pension Tax Recovery Kit

Everything you need to reclaim your missing 20%/25%—the simple, expert-led way.

Are you a 40% or 45% taxpayer?
If your pension contributions are made via "Relief at Source" (common for SIPPs and many workplace schemes), you are only receiving half of the tax relief you are entitled to. While the first 20% is added automatically, the remaining 20%.25% is left sitting in HMRC’s accounts until you ask for it back.

The result? The average higher-rate earner is currently missing out on £1,756 per year.

We have built The Pension Tax Recovery Kit to help you reclaim that money in under 15 minutes, without the need for an expensive accountant.

Pension scam infographic showing 20% vs 40%
The Tax Scout

What’s Inside Your Recovery Kit?

  • The "Backdate" Calculator (Excel/Google Sheets Tool): Simply plug in your pension contribution figures and your salary. Our tool instantly calculates exactly how much you are owed for the current year and the previous 4 tax years combined.

  • The HMRC "One-Page" Claim Template: Don't know what to say to HMRC? Use our professionally drafted letter template. It uses the specific legislative phrasing required to trigger a refund, so you don't have to worry about jargon.

  • The 'Relief at Source' Checker: Not sure if you're eligible? Our quick checklist helps you identify your pension type in seconds so you can claim with total confidence.

Why Buy This Kit?

  • Backdate up to 4 Years: You aren't just claiming for this year. Most of our users find they are owed a lump sum for the last four years—often totaling over £6,000.

  • Pay Once, Keep Forever: Unlike agents who take a 20-30% "success fee" from your refund, our kit is a small, one-off investment. You keep 100% of the money HMRC sends you.

  • Expertly Crafted: Designed by specialists to ensure your claim is accurate, compliant, and processed as quickly as possible.

Stop leaving your hard-earned money with the taxman. Download your Recovery Kit and start your claim today.

Provider claims 20% vs legally owed 40%